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Chris@CollaborativeFP.com​
​614.799.2900 Main
614.336.4251 Direct
Christopher Johnson Form ADV Part 2B

​Christopher Johnson, CRPC®, AAMS®, CLTC, AWMA®, CEP®

Accredited Wealth Management Advisor SM

Chief Executive Officer / ​Managing Partner

• Chris has been a financial advisor since 2002, he became a platinum financial advisor in 2010, and a Private Wealth Advisor in 2014.   He believes in holistic financial planning and he focuses on your goals, investments, insurance strategies, wealth preservation strategies, and estate planning strategies.  He graduated with a BBA from Ohio University in 2000.  He holds the CRPC® Chartered Retirement Planning Counselor sm,  AAMS® Accredited Asset Management Specialist, and AWMA® Accredited Wealth Management Advisor designations from the College for Financial Planning.  He is also “Certified in Long-Term Care.”  The CLTC is a designation granted by the Corporation for Long-Term Care Certification. Graduates have completed a rigorous multidisciplinary course that focuses on the profession of long-term care.  Lastly, Chris is also a Certified Estate Planner™.  The CEP® is a financial, legal, or tax professional who has earned a distinctive educational certification through the National Institute of Certified Estate Planners (NICEP).

• Chris is the co-founder of Collaborative Financial Partners LLC, a Registered Investment Advisory, practice that provides personalized client service and is dedicated to meeting the complex and unique financial needs of their clients.

 

• Chris has been recognized as Forty under 40 in Columbus, Ohio by Business First.  Chris wrote the white paper “The Missing Link in Estate Planning.”  He was also recognized by the Ralph and Luci Schey Sales Centre as the 1st Annual Young Alumnus of the Year in 2012. 

 

• Chris has been on the Board of Junior Achievement of Central Ohio since 2012 and continues to serve on the Board as well as the Development Committee.  From 2012 to 2019 he was on the Executive Board and Co-Chair of the Development Committee.  He started volunteering in the classroom in 2010 and continues to volunteer in the classroom and at BizTown.  Additionally, Chris is a member of the Financial Planning Association of Central Ohio and was previously on the Philanthropy Committee.

 

• Chris has been involved with Ohio University since 2004 when he became a member of the Professional Sales Advisory Board and was a Co-Founder of the Sales Centre Alumni Society. He is currently serving on the Executive Board for the College of Business Marketing Advisory Board and serves as the Past-Chair on the Board for the College of Business at Ohio University.

 

• Chris has been married to Karri, who he met at Ohio University, since 2003.  Chris and Karri have a son, Colin, born in 2007, a daughter, Kendall, who was born in 2010 (they were both born on the 2nd of September), and a daughter, Elliott, born in 2015.

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Meghan@CollaborativeFP.com​614.799.2900 Main
614.588.8914 Direct
Meghan Mader Form ADV Part 2B

Meghan Mader, CFP®, CRPC®, MSFP®, RICP®

CERTIFIED FINANCIAL PLANNER™ practitioner 

Chief Operating Officer / Chief Compliance Officer / Managing Partner

• ​Meghan graduated with a BSBA from the Fisher College of Business in 2004 at The Ohio State University where she majored in Risk Management and Insurance. Meghan is a Chartered Retirement Planning Counselor sm.  Furthermore, at the end of 2011 she earned the CFP® professional designation.  The CERTIFIED FINANCIAL PLANNER™ certification is recognized as a standard of excellence for personal financial planning.  In 2013, Meghan earned the RICP® designation.  The Retirement Income Certified Professional® designation is awarded through The American College and focuses on creating sustainable retirement income strategies for clients. In 2015 she earned her Master’s in Financial Planning from the College for Financial Planning.


• Meghan is the co-founder of Collaborative Financial Partners LLC, a Registered Investment Advisory, practice that provides personalized client service and is dedicated to meeting the complex and unique financial needs of their clients.


• Meghan built our T.E.R.M (Tax Efficient Retirement Modeling) Software, which was originally completed in 2014. In 2013 Meghan started to work with some of our clients in the technology industry to find a better way to take into account Pensions, Social Security, Distributions from Non-Qualified and Qualified Accounts, Roth Conversions, Annuities, and Life Insurance Policies to save clients hundreds of thousands of dollars in taxes when compared with "Normal Retirement Income Strategies". From 2013 through most of 2014, Meghan and Chris took time working with software engineers to build a complex, but easy to navigate program, that can be used to build an efficient tax income strategy. At the end of 2014 and into 2015, the software began to be beta tested by numerous other advisors in the industry. The software builds a path to effectively minimize taxes over the long-term life of a client's income stream while maximizing the distribution of wealth with efficiency. 

• Meghan is a member of the Resources and Development Committee for Dress for Success of Columbus.  She also volunteers regularly at Dress for Success within the Suiting Program and is involved as a Mentor.  Additionally, she is a member of the Financial Planning Association of Central Ohio and regularly volunteers in the classroom and at BizTown for Junior Achievement of Central Ohio.

• Meghan has been married to Tom since 2010.  Tom owns his own pool service business, Endless Summer Pool and Spa Service, which has become a namesake in Columbus, Ohio since he started it in 2005.  Meghan is extremely active and is consistently competing in Triathlons, Crew competitions and various types of races.  In 2016 she completed a half Iron Man.

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CLightfoot@CollaborativeFP.com​​614.799.2900 Main
614.799.2498 Direct
Chris Lightfoot Form ADV Part 2B

CHRIS LIGHTFOOT, MBA, CKA®, AAMS®

Accredited Asset Management Specialist SM

Financial Advisor / Charitable Giving Specialist

• ​Chris has been in financial services as an advisor and educator since 2008. He has a passion to see clients steward their money well, increase their capacity for generosity, and give of their time, talents, and treasure toward the people and purposes for which they care most.

• Chris serves in the community in various capacities:  The Ohio Director for the National Christian Foundation; Generosity Coach at Good News Church in Powell, Ohio; and Board Member for Design Outreach in New Albany, Ohio.  Chris was formerly on the steering committee for the Philip Heit Center for Health New Albany and on the board for both the Cornerstone Academy and Columbus Humanities Arts and Technology Academy.

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• ​He is a graduate of Faith Baptist Bible College and earned his MBA from the University of Colorado. Chris and his wife, Meghann, met while teaching high school together in Colorado Springs, CO in 2009. They have two boys, Elias and Bennett, and all four love spending time with friends and extended family, playing, traveling, and outdoors enjoying God’s creation.

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Melanie@CollaborativeFP.com
​614.799.2900 Main
614.766.5690 Direct

Melanie McGraw

Operations Manager

• Melanie joined the team in 2014 as an Operations Specialist.  Melanie works closely with Meghan and Chris to ensure we are continually working to provide excellent solutions and processes to achieve our clients’ goals.  Additionally, Melanie works with Meghan to handle all of the day to day operations.

• Melanie also regularly volunteers with Junior Achievement of Central Ohio within both the classroom and BizTown.  Additionally, she volunteers with Dress for Success of Columbus.

• Melanie took some time off from her career to raise her children before joining our team.  Previously, she was with Cardinal Health for 15 years where she spent 10 years as a Pricing and Contracts Supervisor. Melanie is married and has two sons.  She is originally from Columbus, Ohio and graduated from Hilliard Davidson.

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Joi@CollaborativeFP.com​
​614.799.2900​ Main
614.799.2451 Direct

​Joi Armstrong,  MHRM

Client Service Coordinator

• Joi joined the team in 2015 as a Client Service Coordinator.  Joi does all of the scheduling, marketing, and client appreciation, in conjunction with keeping Chris J., Meghan, and Chris L. focused on helping clients. Previously Joi held a variety of roles at the Gap, including Trainer, Supervisor, and Customer Service Representative.


• Joi also regularly volunteers with Junior Achievement of Central Ohio within both the classroom and BizTown.  Additionally, she volunteers with Dress for Success of Columbus.


• Joi is married and has two adult children. Joi is originally from Columbus and is a proud graduate of Brookhaven High School.  In 2016 Joi completed her Associates Degree in Human Resources, in 2018 she received her Bachelor of Business Administration, and in 2019 she received her Masters Degree in Human Resources.  

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JLoveday@CollaborativeFP.com
​614.799.2900 Main
614.799.2471 Direct
John B. Loveday Form ADV Part 2B

​John b. loveday, CFP®

​CERTIFIED FINANCIAL PLANNER™ practitioner

Lead Paraplanner

• John joined the team in 2019 as a Paraplanner.  He works primarily with Meghan working to provide detailed strategies and planning to help our clients achieve their personal goals.  Previously John worked as a Financial Planning Assistant in Columbus Ohio.


• John graduated from Mount Vernon Nazarene University with a  Bachelor of Science with a double Major in Accounting and Finance with a Minor in Financial Planning and a Concentration in Certified Public Accounting.  In March of 2019 John passed the CERTIFIED FINANCIAL PLANNER™ certification exam.  He is also licensed to place Life and Health Insurance.


• John was married to Michaela in July of 2019 and is involved with Kingdom Advisors.

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Saffron

CMO (Chief Morale Officer)

• Saffron is a rescued breeder adopted through the organization GRIN.  She keeps the office calm and will not hesitate to let you know if she is not getting the attention she deserves.

Designation Definitions and Requirements Disclosures
 
Accredited Asset Management SpecialistSM or (“AAMS®”):
Individuals who hold the AAMS® designation have completed a course of study encompassing investments, insurance, tax, retirement, and estate planning issues. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations. All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process. Designees renew their designation every two-years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.

Accredited Wealth Management AdvisorSM (“AWMA®”):
Individuals who hold the AWMA® designation have completed a course of study across eight modules to provide financial advice to high net worth clients, pass the final examination and complete the designation application. Continued use of the designation is subject to ongoing renewal requirements. Every two years individuals must renew their right to continue using the designation by:

• Completing 16 hours of continuing education;
• Reaffirming to abide by the Standards of Professional Conduct, Terms and Conditions, and self-disclose any criminal, civil, self-regulatory organization, or governmental agency inquiry, investigation, or proceeding relating to their professional or business conduct; and
• Paying a biennial renewal AWMA® and Accredited Wealth Management AdvisorSM are registered service marks of the College for Financial Planning

 
Certified Estate Planner (“CEP® ”):
This designation is issued by the National Institute of Certified Estate Planners and is granted to individuals who have completed classroom or online coursework, and then pass two examinations before obtaining this designation. Eight hours of continued education must be completed every two years. The designation means that the holder has a basic knowledge of estate planning.

CERTIFIED FINANCIAL PLANNER™ (“CFP® ”):
The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP® Board”). The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

• Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP® Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP® Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
• Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
• Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
• Ethics – Agree to be bound by CFP® Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.
•  Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
• Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
• Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

 
CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP® Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.
 
Certified Kingdom Advisor (“CKA®”):
Kingdom Advisors is a non-profit training organization for financial professionals who specialize in the planning differentiators that exist when you apply a Christian worldview to financial decision-making.

The prerequisites for the designation/certification are that the advisor must hold one of the approved industry designations (CFP®, ChFC®, CPA, CPA/PFS, EA, CFA, CIMA®, AAMS®, CLU®, JD) or 10 years of experience in the discipline in which applying for the CKA® designation. The disciplines include financial planning, investments, accounting, estate planning law, and insurance. The education prerequisites for the designation/certification is a 21.5-hour online course and a 200-question open-book exam with a minimum score of 80%. In January 2017, the educational prerequisite will move to a 3-credit hour equivalent certificate course offered by the two largest Christian universities in the US. The new university-based course will be offered in cohorts consisting of approximately 50 hours of student work over 8 weeks and a new proctored exam administered once a student completes the university-based CKA® Educational Program. All candidates must sign a "Statement of Faith," obtain a letter of reference from pastor or member of pastoral staff, pass a regulatory review, complete a signed statement of personal stewardship and submit two client references.
 
The continuing education requirement to maintain the designation is 10 hours annually. Kingdom Advisors (“KA”) also requires all CKA® designees to remain in substantial compliance with a set of ethical principles, rules, and standards in order to use or to continue to use the CKA® designation. In order to oversee such compliance, KA has established procedures for reporting ethical violation, as well as a set of disciplinary procedures to oversee the investigation of potential violations of such principles.
 
Certified Long-Term Care (“CLTC® ”) The CLTC:
Certified in Long-Term Care designation is a long-term care planning designation granted by the Corporation for Long-term Care Certification to individuals who satisfy educational, work experience and ethics requirements. Recipients of the CLTC have completed a rigorous multidisciplinary course and examination, that focuses on long-term care. To maintain this designation, the CLTC must satisfy continuing education requirements and adhere to the CLTC Code of Professional Responsibility.

Chartered Retirement Planning Counselor (“CRPC® ”):
Individuals who hold the CRPC® designation have completed a course of study encompassing pre-and postretirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations. All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process. Designees renew their designation every two-years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.

Master of Business Administration (“MBA”):
A Master of Business Administration is a graduate degree that provides theoretical and practical training for business or investment management. An MBA is designed to help graduates gain a better understanding of general business management functions
 
An MBA from Leeds School of Business at the University of Colorado prepares you with the knowledge, experience, mentorship and network.  The Leeds Full-Time MBA is an innovative and entrepreneurial business environment where our acclaimed faculty and innovative programming will build your business expertise and the confidence to support your long-term career goals.  Pursuit of your degree focuses on core business functional areas including accounting, finance, marketing, management and strategy. Leeds MBA students acquire targeted skills, knowledge and professional connections in these high-interest industries.

Master’s in Human Resource Management (“MHRM”):
The Master of Human Resource Management (MHRM) program is designed to prepare students to be strategic and tactical HR management professionals within their organizations. Coursework, taught from the practitioner’s perspective, focuses on applying HR competencies to real-world challenges and opportunities. The MHRM program requires successful completion of 39 semester credit hours.
Keller’s Master of Human Resource Management program has achieved voluntary accreditation from the Accreditation Council for Business Schools and Programs, demonstrating that it has met the standards of business education that promote teaching excellence.  The Society for Human Resource Management has acknowledged that the Master of Human Resource Management program fully aligns with SHRM’s HR Curriculum Guidebook and Templates.
 
The Master of Science Degree in Personal Financial Planning (“MSFP®”)
The Master of Science Degree in Personal Financial Planning (“MSFP®”) is designed for individuals who are interested in pursuing the CFP® Certification while also earning a graduate degree.  This one-of-a-kind program utilizes industry-leading study materials but in an entirely new way. Rather than exam preparation, the MS degree curriculum focuses on practical application.  MS students learn via group discussions, writing assignments, and case study projects. This hands-on approach provides students with a deeper understanding of the subject matter and unique real-world insights.

The program begins with the core disciplines of financial planning before exploring advanced topic areas that delve deeper into these topics and more. Upon completion of the five core courses and a case study course, students are eligible to sit for the CFP® Certification Examination. Upon completion of five more courses you can earn a fully accredited Master of Science Degree in Personal Financial Planning, the highest level of financial education possible.
 
Retirement Income Certified Professional® (“RICP® ”):
The RICP® designation teaches advisers techniques and best practices used to create sustainable streams of retirement income. The education covers retirement income planning, maximizing Social Security and other income sources, minimizing risks to the plan, and managing portfolios during the asset distribution phase. The designation includes three required, college-level courses that represent a total average study time of more than 150 hours. RICP® designees must meet experience, continuing education and ethics requirements. The credential is awarded by The American College, a non-profit educator with an 85-year heritage and the highest form of academic accreditation.